{"id":190,"date":"2024-05-27T07:32:57","date_gmt":"2024-05-27T07:32:57","guid":{"rendered":"https:\/\/alphavn.com.vn\/?p=190"},"modified":"2024-05-28T04:54:47","modified_gmt":"2024-05-28T04:54:47","slug":"quan-ly-cac-khoan-vay-cua-ngan-hang-thuong-mai-co-tai-san-the-chap-vls","status":"publish","type":"post","link":"https:\/\/alphavn.com.vn\/?p=190","title":{"rendered":"QU\u1ea2N L\u00dd C\u00c1C KHO\u1ea2N VAY C\u1ee6A NG\u00c2N H\u00c0NG TH\u01af\u01a0NG M\u1ea0I C\u00d3 T\u00c0I S\u1ea2N TH\u1ebe CH\u1ea4P (VLS)"},"content":{"rendered":"\n

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VLS \u0111\u00e3 x\u00e2y d\u1ef1ng v\u00e0 s\u1edf h\u1eefu d\u1eef li\u1ec7u 6,250,000 c\u0103n nh\u00e0 chi\u1ebfm 83% trong t\u1ed5ng s\u1ed1 c\u0103n nh\u00e0 t\u1ea1i 88 (100%) th\u00e0nh ph\u1ed1 c\u1ee7a Vi\u1ec7t Nam v\u00e0 c\u1eadp nh\u1eadt gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u0169ng nh\u01b0 nh\u1eefng y\u1ebfu t\u1ed1 bi\u1ebfn \u0111\u1ed9ng kh\u00e1c c\u1ee7a c\u00e1c c\u0103n nh\u00e0 n\u00e0y h\u00e0ng tu\u1ea7n. X\u00e2y d\u1ef1ng d\u1eef li\u1ec7u c\u1ef1c l\u1edbn nh\u01b0 tr\u00ean, VLS d\u00f9ng c\u00f4ng ngh\u1ec7 v\u00e0 c\u00e1c thu\u1eadt to\u00e1n \u0111\u1ed9c quy\u1ec1n \u0111\u1ec3 thu th\u1eadp, x\u1eed l\u00fd k\u1ebft h\u1ee3p v\u1edbi nh\u1eefng th\u1ea9m \u0111\u1ecbnh vi\u00ean nhi\u1ec1u kinh nghi\u1ec7m tr\u00ean kh\u1eafp c\u1ea3 n\u01b0\u1edbc.<\/p>\n\n\n\n

Khi c\u00f3 \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin li\u00ean quan b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u00f4ng qua h\u1ec7 th\u1ed1ng VLS nh\u01b0: Gi\u00e1 th\u1ecb tr\u01b0\u1eddng, t\u00ednh ph\u00e1p l\u00fd t\u00e0i s\u1ea3n, t\u00ednh thanh kho\u1ea3n c\u1ee7a t\u00e0i s\u1ea3n, t\u0103ng tr\u01b0\u1edfng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n trong qu\u00e1 kh\u1ee9 v\u00e0 d\u1ef1 \u0111o\u00e1n gi\u00e1 t\u01b0\u01a1ng l\u1ea1i c\u1ee7a t\u00e0i s\u1ea3n, c\u1ee7a khu v\u1ef1c c\u00f3 t\u00e0i s\u1ea3n t\u1ecda l\u1ea1c.<\/p>\n\n\n\n

VLS s\u1ebd k\u1ebft n\u1ed1i h\u1ec7 th\u1ed1ng c\u00e1c core-banking c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ec3 tr\u1ef1c ti\u1ebfp cung c\u1ea5p c\u00e1c th\u00f4ng tin tr\u00ean c\u1ee7a c\u00e1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a ch\u00ednh kho\u1ea3n vay \u0111\u00f3.<\/p>\n\n\n\n

Khi VLS t\u00edch h\u1ee3p v\u00e0o h\u1ec7 th\u1ed1ng c\u00e1c core-banking c\u1ee7a ng\u00e2n h\u00e0ng s\u1ebd x\u1eed l\u00fd t\u1ef1 \u0111\u1ed9ng v\u00e0 cho nh\u1eefng b\u00e1o c\u00e1o v\u1ec1 c\u00e1c ch\u1ec9 s\u1ed1 qu\u1ea3n tr\u1ecb r\u1ee7i ro c\u0169ng nh\u01b0 nh\u1eefng y\u1ebfu t\u1ed1 kh\u00e1c m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng mong mu\u1ed1n c\u00f3 \u0111\u01b0\u1ee3c. Th\u00f4ng qua nh\u1eefng b\u00e1o c\u00e1o qu\u1ea3n tr\u1ecb n\u00e0y, c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd t\u0103ng ho\u1eb7c gi\u1ea3m d\u01b0 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng t\u00f9y thu\u1ed9c v\u00e0o gi\u00e1 th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i th\u1eddi \u0111i\u1ec3m nh\u1eadn b\u00e1o c\u00e1o. Ng\u00e2n h\u00e0ng s\u1ebd h\u1ea1n ch\u1ebf ho\u1eb7c t\u0103ng cho vay khu v\u1ef1c c\u1ee5 th\u1ec3 do t\u00ednh thanh kho\u1ea3n v\u00e0 t\u0103ng tr\u01b0\u1edfng gi\u00e1 c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n khu v\u1ef1c \u0111\u00f3.<\/p>\n\n\n\n

VLS cung c\u1ea5p l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng l\u1edbn cho ng\u00e2n h\u00e0ng th\u00f4ng qua ng\u01b0\u1eddi s\u1eed d\u1ee5ng c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c. Khi kh\u00e1ch h\u00e0ng nh\u1eadp nh\u1eefng th\u00f4ng tin c\u01a1 b\u1ea3n c\u1ee7a c\u00e1c y\u00eau c\u1ea7u c\u1ee7a kho\u1ea3n vay v\u00e0 th\u00f4ng tin b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd th\u1ebf ch\u1ea5p, VLS s\u1ebd cung c\u1ea5p c\u00e1c b\u00e1o c\u00e1o cho ng\u00e2n h\u00e0ng xem x\u00e9t \u0111\u1ec3 ch\u1ea5p nh\u1eadn cho vay hay kh\u00f4ng cho vay \u0111\u01b0\u1ee3c ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng v\u00e0 nhanh ch\u00f3ng. \u0110\u00e2y l\u00e0 m\u1ed9t l\u1ee3i th\u1ebf c\u1ea1nh tranh c\u1ef1c l\u1edbn \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay. K\u00eanh b\u00e1n h\u00e0ng truy\u1ec1n th\u1ed1ng hi\u1ec7n nay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn l\u00e0 th\u1ee7 c\u00f4ng, m\u1ea5y th\u1eddi gian, c\u00f4ng s\u1ee9c, chi ph\u00ed nh\u01b0ng hi\u1ec7u qu\u1ea3 k\u00e9m.<\/p>\n\n\n\n

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\"\"<\/figure>\n\n\n\n

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T\u1ea1i VLS, web \u0111\u01b0\u1ee3c tri\u1ec3n khai tr\u00ean \u1ee9ng d\u1ee5ng AWS c\u00f9ng v\u1edbi c\u00e1c service DynamoDB, Cognito, API Gateway, Lambda (Nodejs) v\u00e0 nhi\u1ec1u \u1ee9ng d\u1ee5ng h\u1ed7 tr\u1ee3 kh\u00e1c. Qu\u1ea3n tr\u1ecb d\u1eef li\u1ec7u Mysql, Php (laravel, Nodejs,\u2026 k\u1ebft h\u1ee3p v\u1edbi tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o v\u00e0 khai th\u00e1c d\u1eef li\u1ec7u l\u1edbn.<\/p>\n","protected":false},"excerpt":{"rendered":"

VLS \u0111\u00e3 x\u00e2y d\u1ef1ng v\u00e0 s\u1edf h\u1eefu d\u1eef li\u1ec7u 6,250,000 c\u0103n nh\u00e0 chi\u1ebfm 83% trong t\u1ed5ng s\u1ed1 c\u0103n nh\u00e0 t\u1ea1i 88 (100%) th\u00e0nh ph\u1ed1 c\u1ee7a Vi\u1ec7t Nam v\u00e0 c\u1eadp nh\u1eadt gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u0169ng nh\u01b0 nh\u1eefng y\u1ebfu t\u1ed1 bi\u1ebfn \u0111\u1ed9ng kh\u00e1c c\u1ee7a c\u00e1c c\u0103n nh\u00e0 n\u00e0y h\u00e0ng tu\u1ea7n. X\u00e2y d\u1ef1ng d\u1eef li\u1ec7u c\u1ef1c l\u1edbn nh\u01b0 tr\u00ean, VLS d\u00f9ng c\u00f4ng ngh\u1ec7 v\u00e0 c\u00e1c thu\u1eadt to\u00e1n \u0111\u1ed9c quy\u1ec1n \u0111\u1ec3 thu th\u1eadp, x\u1eed l\u00fd k\u1ebft h\u1ee3p v\u1edbi nh\u1eefng th\u1ea9m \u0111\u1ecbnh vi\u00ean nhi\u1ec1u kinh nghi\u1ec7m tr\u00ean kh\u1eafp c\u1ea3 n\u01b0\u1edbc. Khi c\u00f3 \u0111\u01b0\u1ee3c c\u00e1c th\u00f4ng tin li\u00ean quan b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u00f4ng qua h\u1ec7 th\u1ed1ng<\/p>\n","protected":false},"author":1,"featured_media":191,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[23,24],"class_list":["post-190","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bds","tag-dinh-gia","tag-vls"],"_links":{"self":[{"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=190"}],"version-history":[{"count":3,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/190\/revisions"}],"predecessor-version":[{"id":412,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/190\/revisions\/412"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=\/wp\/v2\/media\/191"}],"wp:attachment":[{"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alphavn.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}